In addition to the processing fees charged by AffiniPay to merchants who use Wild Apricot Payments, AffiniPay is required to pass on any additional transaction fees charged by credit card companies – VISA, MasterCard, Discover and American Express.

These fees differ by credit card and are listed below. For a more detailed description of the fees, click here.

Visa

  • $2.00/month Fixed Acquirer Network Fee (waived for 501(c)(3) non-profits
  • 0.8% International Sales Assessment Fee (non-US based cards only)
  • 0.45% Visa International Acquirer Fee (non-US based cards only)  
Normal scenario: 2.9% + $0.3/transaction, plus monthly Fixed Acquirer Network Fee (if applicable)
Worst-case scenario:  4.15% + $0.3/transaction involving non-US residents, plus monthly Fixed Acquirer Network Fee (if applicable)

MasterCard

  • $1.25/month Merchant Location Fee (waived for 501(c)(3) non-profits
  • 0.6% MasterCard Cross Border Fee (non-US based cards)
  • 0.85% MasterCard Acquirer Program Support Fee (non-US based cards)
Normal scenario: 2.9% + $0.3/transaction, plus monthly Merchant Location Fee (if applicable)
Worst-case scenario:  4.35% + $0.3/transaction involving non-US residents, plus monthly Merchant Location Fee (if applicable)

Discover 

  • 0.5% International Processing Fee (non-US based cards)
  • 0.8% International Service Fee (non-US based cards)
Normal scenario: 2.9% + $0.3/transaction
Worst-case scenario:  4.2% + $0.3/transaction involving non-US residents.

American Express

  • 0.15% Network Processing Fee
  • 0.3% Card Not Present Fee (when entering credit card details online)
  • 0.4% International Card Fee (for non-US based cards)
Normal scenario (US cardholders): 3.35% + $0.30/transaction
Worst-case scenario (non-US cardholders): 3.75% + $0.30/transaction for online transactions involving non-US residents